Your Last Alternative:

Student loans are available to help offset educational expenses for the specific academic period. Borrowing through student loans should be your last alternative. You should exhaust all other resources of financial assistance, including scholarships, state grants, and campus student employment before applying for a student loan. Applying for a student loan too early may limit or exclude you from receiving grants/scholarships.

Exit Counseling

If you should fall below 6 credit hours or stop attending - it is your responsibility to do Exit Counseling. Please sign up to attend one of the Exit Counseling sessions below.  Please contact Enrollment Services at 719-502-3000 or email Kristina.Moss@ppcc.edu to sign up for a session. This is the only thing you need to do to stay in compliance with your loan obligations upon leaving the College. Of course, you do have the obligation of paying the loan back in full!

There are currently no dates set for Exit Counseling sessions.

Additional Dates will be posted at the end of Spring semester. You may complete EXIT counseling online via www.studentloans.gov

PPCC encourages persons with disabilities to participate in its programs and activities. If you anticipate needing any type of accommodation or have questions about the physical access provided, please contact: Kristina Moss at (719) 502-2036 or at Kristina.Moss@ppcc.edu  at least 3 business days before the event.

Entrance Counseling

All new loan borrowers at Pikes Peak Community College are required to attend an in-person entrance counseling session. Please contact Enrollment Services at 719-502-3000 or email Kristina.Moss@ppcc.edu to sign up for a session.

Counseling Locations

CampusRoomDayDateTimeCapacity
Rampart Range E-102 Thursday September 11 2014 8:30 AM - 10:00 AM 69
Rampart Range W-101 Monday September 15 2014 10:00 AM - 12:00 PM 78
Rampart Range W-101 Tuesday September 23 2014 12:00 PM - 2:00 PM 78
Rampart Range W-102 Wednesday October 1 2014 12:00 PM - 2:00 PM 40
Rampart Range W-102 Wednesday October 8 2014 1:00 PM - 3:00 PM 40
Rampart Range W-102 Thursday October16 2014 9:30 AM - 11:30 AM 40
Rampart Range W-102 Tuesday October 21 2014 9:30 AM - 11:00 AM 40
Rampart Range W-101 Monday October 27 2014 1:00 PM - 3:00 PM 78
Centennial A-356 Thursday October 2 2014 9:00 AM - 11:00 AM 26
Centennial A-216B Tuesday October 7 2014 1:00 PM - 3:00 PM 24
Centennial A-356 Wednesday October 15 2014 9:00 AM - 11:00 AM 26
Centennial A-356 Monday October 20 2014 9:30 AM - 11:30 AM 26
Centennial A-216B Thursday October 30 2014 2:30 PM - 4:30 PM 24
Rampart Range E-112 Friday November 7 2014 1:00 PM - 3:00 PM 47
Rampart Range W-102 Tuesday November 11 2014 9:00 AM - 11:00 AM 40
Rampart Range W-101 Monday November 17 2014 11:00 AM - 1:00 PM 78
Centennial A-216B Thursday November 6 2014 12:30 PM - 2:30 PM 24
Centennial A-356 Wednesday November 12 2014 9:00 AM - 11:00 AM 26
Centennial A-356 Wednesday November 19 2014 2:00 PM - 4:00 PM 26
Rampart Range W-102 Tuesday December 2 2014 8:30 AM - 10:30 AM 40
Centennial A-356 Wednesday December 3 2014 1:00 PM - 3:00 PM 26
Rampart Range E-102 Wednesday January 7 2015 8:30 AM - 10:30 AM 69
Rampart Range E-102 Wednesday January 7 2015 5:30 PM - 7:30 PM 69
Rampart Range E-102 Tuesday January 13 2015 9:00 AM - 11:00 AM 69
Rampart Range E-102 Tuesday January 13 2015 6:00 PM - 8:00 PM 69
Rampart Range E-102 Saturday January 17 2015 9:00 AM - 11:00 AM 69
Rampart Range E-102 Saturday January 17 2015 11:30 AM - 1:30 PM 69
Centennial A-167 Tuesday January 6 2015 11:00 AM - 1:00 PM 80
Centennial A-167 Tuesday January 6 2015 2:00 PM - 4:00 PM 80
Centennial A-167 Tuesday January 6 2015 5:00 PM - 7:00 PM 80
Centennial A-167 Saturday January 17 2015 9:00 AM - 11:00 AM 80
Centennial A-167 Saturday January 17 2015 11:30 AM - 1:30 PM 80

PPCC encourages persons with disabilities to participate in its programs and activities. If you anticipate needing any type of accommodation or have questions about the physical access provided, please contact: Kristina Moss at (719) 502-2036 or at Kristina.Moss@ppcc.edu  at least 3 business days before the event.

Direct Loans

Pikes Peak Community College is a participant in the Federal Direct Loan Program - in which students borrow their Stafford Loan funds directly from the U.S. Department of Education rather than a lender. Prior to January 2009, PPCC participated in the Federal Family Education Loan Program (FFELP). Effective Spring 2009, all Colorado Community Colleges switched to Direct Lending which includes the Stafford Subsidized Loan; the Stafford Unsubsidized Loan; and the Direct Parent Loan for Students.

Loan Options

The following represent possible borrowing options beginning with the best value and proceeding to other less favorable loan options based on interest rates, loan terms and conditions, and repayment options. These loan options may be used alone or in combination with each other. In short, Direct Subsidized Loans have slightly better terms to help out students with financial need. Select the loan links below for more information about each option.

Option 1:

  • Federal Direct Stafford Subsidized Loan
    A federal loan program available to undergraduate students depending on eligibility.
    PPCC will always try to certify the maximum subsidized loans before certifying any unsubsidized loans.

Option2:

Option 3:

  • Alternative Loans
    Students who need additional funds after considering the feasibility of the loan options in Steps 1 and 2 or students who are ineligible for federal aid, may need to apply for an alternative loan. It is PPCC's policy that our students apply for a Federal Direct Stafford Loan prior to an Alternative Loan as it is in the student's best interest.

Financial Aid Disbursements

Frequently Asked Questions

  1. Can I get my financial aid paid to me and then I pay my bill?
  2. Do I have to let the cashier know that I have financial aid?
  3. May I get my textbooks with my financial aid?
  4. What about my online courses?
  5. My friends at CSU Pueblo get their refunds before school starts. Why do I have to wait so long?
  6. Can we get our refunds Direct Deposited?
  7. Can I pick up my refund check instead of having it mailed to me?
  8. Is there a cycle for refund checks?

Q. Can I get my financial aid paid to me and then I pay my bill?

A. Financial aid awarded in the form of grants, scholarships, and loans will first be applied towards the payment of outstanding tuition and fee charges owed to the College by you. If you should choose to have your financial aid applied toward any other charges on your account, separate arrangements must be made with the cashier’s office.

Q. Do I have to let the cashier know that I have financial aid?

A. No. The cashier will be able to access your account to determine what, if any, payment from you is required. Students who register for classes and who have not declined a financial aid offer will have their account credited for the amount of the grant and/or scholarship. Should you decide not to attend after you have registered, you must officially drop your classes. Failure to drop will result in your being charged for the tuition and fees. You are strongly encouraged to register early online at www.ppcc.edu. Students who register early can ensure that their financial aid appears on their bill if they have a complete financial aid file. Financial aid is paid on the student's account after the main census date, although loans may pay 30 days into the term.

Q. May I get my textbooks with my financial aid?

A. Yes. If you have already been awarded aid and it is enough to cover your tuition, fees and have enough left over to assist you with books, there will be an account already set up for you at the bookstore. When you finish picking out your purchases, you will go to the cashier and show them a picture ID and let them know that you are a financial aid student. You will have a limit of no more than your overage, not to exceed $700. Students that purchase their books using financial aid funds and then sell the books to have cash run the risk of losing their financial aid awards. Students may also have enough funds to purchase a laptop computer. Students that purchase any electronic device (limit 1 per student) and then sells it for cash may run the risk of losing their financial aid award.

Q. What about my CCCOnline courses?

A. If you are taking CCCOnline courses, you may use your financial aid to assist you in paying for tuition and bookstore charges. You may order your books via online order. There may be an additional charge for ordering online.

Q. My friends at CSU Pueblo get their refunds before school starts. Why do I have to wait so long?

A. PPCC's policy is to pay financial aid on the students account the day after Census (15% of the main term). Keep in mind that paying financial aid onto your account IS NOT the same thing as you receiving your refund. By Federal law, the financial aid office is not allowed to generate any cash refunds. The Student Accounts Office (Financial Services) takes over at that point.

Q. Can we get our refunds Direct Deposited?

A. YES! All students will receive a green envelope from Higher One. This envelope will have a Debit Card enclosed. You may contact the Cashier's Office to learn about your choices and benefits that accompany your all-new CCCS Refund Card. Once you receive your card, you will need to activate it and choose if you would like Direct Deposit or your refund on your CCCS Debit Card. PPCC strongly urges students to use Direct Deposit. You may choose your own bank or choose Higher One as your bank. Higher One does not put any holds or delays once your refund has been received. Some banks may have a 1 to 3 delay. Higher One offers excellent services to our students.

Q. Can I pick up my refund check instead of having it mailed to me?

A. PPCC strongly urges all students to use Direct Deposit. If you do not want to select the Debit Card or Direct Deposit options, a paper refund check will be mailed to the student 3 weeks after the initial refund was to be received.

Q. Is there a cycle for refund checks?

A. Yes. Because we are one of 13 Community Colleges in Colorado, we cannot run refunds whenever we choose. Refund checks are generated by the Student Accounts office once a week on Monday's (please note, these days are subject to change). If there is a credit balance by 9:00 a.m. on Monday morning, the credit will turn into a 'batch refund' on the Student's Account and a refund will be generated by Higher One. Student's will either have their funds direct deposited into their bank account or put onto their Debit Card and funds will be available one week later on the following Monday. Please remember that refunds may be held if there is a past due balance for a previous semester until payment is received in full When you see 'batch refund' on your account and have not received your funds within 10 business days after the refund date, please call Student Accounts at 502-2300 for further assistance. Again, we cannot stress enough the importance of keeping your address and telephone information up-to-date with the Enrollment Services Center.