Your Last Alternative:

Student loans are available to help offset educational expenses for the specific academic period. Borrowing through student loans should be your last alternative. You should exhaust all other resources of financial assistance, including scholarships, state grants, and campus student employment before applying for a student loan. Applying for a student loan too early may limit or exclude you from receiving grants/scholarships.

Entrance Counseling

All new loan borrowers are required to attend an entrance counseling session. We offer both in-person and online entrance loan counseling sessions. The dates and times of the in-person entrance loan counseling sessions are listed below. If you would like to sign up for an in-person counseling session, please contact Enrollment Services at 719-502-3000 or email paula.rizzi@ppcc.edu to sign up for an online entrance loan counseling session.

Counseling Locations

CampusRoomDayDateTime
Rampart W-101 Monday February 08, 2016 3:00 PM - 5:00 PM
Centennial C-200 Monday February 15, 2016 10:00 AM - 12:00 PM
Rampart W-102 Tuesday February 23, 2016 9:00 AM - 10:00 AM
Centennial C-200 Thursday March 03, 2016 1:30 PM - 3:30 PM
Rampart W-111 Friday March 11, 2016 1:30 PM - 3:30 PM
Centennial C-200 Wednesday March 16, 2016 9:30 AM - 11:30 AM
Rampart W-101 Monday March 21, 2016 3:00 PM - 5:00 PM
Centennial C-200 Wednesday March 30, 2016 12:30 PM - 2:30 PM
Rampart S-205 Tuesday April 05, 2016 9:30 AM - 11:30 AM
Centennial C-200 Thursday April 14, 2016 10:00 AM - 12:00 PM
Rampart S-205 Wednesday April 20, 2016 11:00 AM - 1:00 PM
Centennial C-200 Friday April 29, 2016 2:30 PM - 4:30 PM
Rampart S-205 Thursday May 05, 2016 1:00 PM - 3:00 PM
Centennial C-200 Tuesday May 10, 2016 1:00 PM - 3:00 PM

PPCC encourages persons with disabilities to participate in its programs and activities. If you anticipate needing any type of accommodation or have questions about the physical access provided, please contact: Paula Rizzi at (719) 502-2045 or at paula.rizzi@ppcc.edu at least 3 business days before the event.

Exit Counseling

If you should fall below 6 credit hours or stop attending - it is your responsibility to do Exit Counseling. Please go to www.studentloans.gov and log in with your FSA ID to complete Exit Counseling.  This is the only thing you need to do to stay in compliance with your loan obligations upon leaving the College. Of course, you do have the obligation of paying the loan back in full!

PPCC encourages persons with disabilities to participate in its programs and activities. If you anticipate needing any type of accommodation or have questions about the physical access provided, please contact: Paula Rizzi at (719) 502-2045 or at Paula.Rizzi@ppcc.edu  at least 3 business days before the event.

Direct Loans

Pikes Peak Community College is a participant in the Federal Direct Loan Program - in which students borrow their Stafford Loan funds directly from the U.S. Department of Education rather than a lender. Prior to January 2009, PPCC participated in the Federal Family Education Loan Program (FFELP). Effective Spring 2009, all Colorado Community Colleges switched to Direct Lending which includes the Stafford Subsidized Loan; the Stafford Unsubsidized Loan; and the Direct Parent Loan for Students.

Direct Loans

Pikes Peak Community College is a participant in the Federal Direct Loan Program - in which students borrow their Stafford Loan funds directly from the U.S. Department of Education rather than a lender. Prior to January 2009, PPCC participated in the Federal Family Education Loan Program (FFELP). Effective Spring 2009, all Colorado Community Colleges switched to Direct Lending which includes the Stafford Subsidized Loan; the Stafford Unsubsidized Loan; and the Direct Parent Loan for Students.

Loan Options

The following represent possible borrowing options beginning with the best value and proceeding to other less favorable loan options based on interest rates, loan terms and conditions, and repayment options. These loan options may be used alone or in combination with each other. In short, Direct Subsidized Loans have slightly better terms to help out students with financial need. Select the loan links below for more information about each option.

Option 1:

  • Federal Direct Stafford Subsidized Loan
    A federal loan program available to undergraduate students depending on eligibility.
    PPCC will always try to certify the maximum subsidized loans before certifying any unsubsidized loans.

Option2:

Option 3:

  • Alternative Loans
    Students who need additional funds after considering the feasibility of the loan options in Steps 1 and 2 or students who are ineligible for federal aid, may need to apply for an alternative loan. It is PPCC's policy that our students apply for a Federal Direct Stafford Loan prior to an Alternative Loan as it is in the student's best interest.