Your Last Alternative:

Student loans are available to help offset educational expenses for the specific academic period. Borrowing through student loans should be your last alternative. You should exhaust all other resources of financial assistance, including scholarships, state grants, and campus student employment before applying for a student loan. Applying for a student loan too early may limit or exclude you from receiving grants/scholarships.

Exit Counseling

If you should fall below 6 credit hours or stop attending - it is your responsibility to do Exit Counseling. Please sign up to attend one of the Exit Counseling sessions below.  Please contact Enrollment Services at 719-502-3000 or email Paula.Rizzi@ppcc.edu to sign up for a session. This is the only thing you need to do to stay in compliance with your loan obligations upon leaving the College. Of course, you do have the obligation of paying the loan back in full!

There are currently no dates set for Exit Counseling sessions.

Additional Dates will be posted at the end of Spring semester. You may complete EXIT counseling online via www.studentloans.gov

PPCC encourages persons with disabilities to participate in its programs and activities. If you anticipate needing any type of accommodation or have questions about the physical access provided, please contact: Paula Rizzi at (719) 502-2045 or at Paula.Rizzi@ppcc.edu  at least 3 business days before the event.

Entrance Counseling

All new loan borrowers at Pikes Peak Community College are required to attend an in-person entrance counseling session. Please contact Enrollment Services at 719-502-3000 or email Paula.Rizzi@ppcc.edu to sign up for a session.

Counseling Locations

CampusRoomDayDateTime
Centennial A-167 Friday September 25, 2015 10:00 AM - 12:00 PM
Rampart E-108 Friday October 2, 2015  3:00 PM - 5:00 PM
Centennial C-200 Monday October 5, 2015  6:00 PM - 8:00 PM
Rampart E-112 Tuesday October 13, 2015  6:00 PM - 8:00 PM
Centennial C-200 Tuesday October 20, 2015  9:00 AM - 11:00 AM
Rampart E-108 Friday October 30, 2015  3:00 PM - 5:00 PM
Centennial C-200 Wednesday November 4, 2015 10:00 AM - 12:00 PM
Rampart E-112 Thursday November 12, 2015  3:00 PM - 5:00 PM
Centennial C-200 Thursday November 19, 2015 11:00 AM - 1:00 PM
Rampart E-112 Tuesday November 24, 2015  3: 00 PM - 5: 00 PM
Centennial C-200 Friday December 4, 2015 12:00 PM - 2:00 PM
Rampart E-112 Friday December 11, 2015   2:30 PM - 4:30 PM
Centennial C-200 Monday December 14, 2015  1:00 PM - 3:00 PM

PPCC encourages persons with disabilities to participate in its programs and activities. If you anticipate needing any type of accommodation or have questions about the physical access provided, please contact: Paula Rizzi at (719) 502-2045 or at Paula.Rizzi@ppcc.edu  at least 3 business days before the event.

Direct Loans

Pikes Peak Community College is a participant in the Federal Direct Loan Program - in which students borrow their Stafford Loan funds directly from the U.S. Department of Education rather than a lender. Prior to January 2009, PPCC participated in the Federal Family Education Loan Program (FFELP). Effective Spring 2009, all Colorado Community Colleges switched to Direct Lending which includes the Stafford Subsidized Loan; the Stafford Unsubsidized Loan; and the Direct Parent Loan for Students.

Loan Options

The following represent possible borrowing options beginning with the best value and proceeding to other less favorable loan options based on interest rates, loan terms and conditions, and repayment options. These loan options may be used alone or in combination with each other. In short, Direct Subsidized Loans have slightly better terms to help out students with financial need. Select the loan links below for more information about each option.

Option 1:

  • Federal Direct Stafford Subsidized Loan
    A federal loan program available to undergraduate students depending on eligibility.
    PPCC will always try to certify the maximum subsidized loans before certifying any unsubsidized loans.

Option2:

Option 3:

  • Alternative Loans
    Students who need additional funds after considering the feasibility of the loan options in Steps 1 and 2 or students who are ineligible for federal aid, may need to apply for an alternative loan. It is PPCC's policy that our students apply for a Federal Direct Stafford Loan prior to an Alternative Loan as it is in the student's best interest.